Most people go along their merry way, making purchases and opening/closing bank accounts, credit cards, and house/car loans. Identity theft does scare them a little bit, but they figure that it’s likely that they’ll never be affected. Unfortunately, that’s probably untrue. Depending on which pessimistic source(s) you trust, identity theft is something we will all [...]
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Some states had previously allowed consumers to request a “free” copy of their credit report once a year from each of the credit reporting agencies (Equifax, Experian, and TransUnion), but now everyone in the US is entitled to that service. How can you maximize the value that you receive from this arrangement? Ordering the reports [...] “. . . make it do, or do without.” Such was the mantra of yesteryear during times of scarcity. But is the philosophy really outdated? I’ll often pick up an item that I’ve had in my possession for a number of years and ask myself, “Why am I still using this old ______? They make [...] |
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